In the first half of 2026, Türkiye Sigorta posted a notable rise in financial performance, recording net profit of 13.45 billion TL, which marked a 44 per cent increase compared with the same period a year earlier. Over the same six-month period, the company’s premium production climbed by 30 per cent to 94.213 billion TL, helping its market share reach 15 per cent.
Türkiye Hayat Emeklilik also delivered robust results during January to June 2026. Its net profit advanced by 52 per cent to 11 billion 8 million TL. Meanwhile, the total size of BES and OKS funds, including state contribution, expanded by 49 per cent to 525 billion TL, while participant numbers approached 5 million. In life insurance, premium income surged by 53.4 per cent to 20 billion 270 million TL, and the company’s market share reached 17.7 per cent.
Together, the two companies generated a combined net profit of 24.5 billion TL for the period from 1 January to 30 June 2026, representing an overall increase of 48 per cent year on year. Their results reflected broad-based operational strength as well as continued momentum across insurance, pensions and life products.
Balance Sheet and Capital Strength
By the end of June 2026, Türkiye Sigorta reported total assets of 193.3 billion TL and equity of 61 billion TL. The company’s return on equity stood at 48 per cent, while its capital adequacy ratio reached 213 per cent. Its combined ratio was 88.34 per cent, underlining disciplined underwriting and cost control.
Türkiye Hayat Emeklilik closed the same period with total assets amounting to 598.4 billion TL and equity of 39.4 billion TL. The company reported a 62 per cent return on equity, supported by a capital adequacy ratio of 377 per cent. Its combined ratio came in at 64.92 per cent, reinforcing the strength of its operational structure.
Dividend Plans and Capital Increases
During 2026, Türkiye Sigorta announced plans to distribute 3 billion TL in cash dividends. In addition, the company doubled its paid-in capital from 10 billion TL to 20 billion TL through a 100 per cent bonus issue.
Türkiye Hayat Emeklilik similarly planned a 3 billion TL dividend distribution. The company also increased its share capital from 5 billion TL to 10 billion TL, reflecting confidence in its financial position and long-term growth outlook.
Operational Drivers and Market Activity
According to the company’s statement, the strong financial outcome was supported by a solid balance sheet, effective expense management, financial discipline, customer-focused expansion, and well-executed risk management and pricing strategies. These elements played a central role in sustaining profitability and market competitiveness.
In the first six months of the year, Türkiye Sigorta generated 10.6 billion TL in health insurance premiums and 9.9 billion TL in motor insurance premiums. The company also preserved its leadership in the agricultural, fire and natural disasters branches.
It was further reported that investor demand for the 5 per cent stake in Türkiye Sigorta sold by TVF exceeded the offered amount by more than four times. The transaction was completed for approximately 150 million US dollars, and following the sale, the company’s public float increased to 23.9 per cent.
