
Ayhan Sincek, General Manager of Katılım Emeklilik, emphasized that the Voluntary Pension Scheme (BES) now underpins financial stability and sustainable development. He pointed to BES reaching more than 18 million participants and assets surpassing 2.5 trillion Turkish lira, highlighting its evolving role beyond a mere savings vehicle to a strategic element influencing macroeconomic balances.
Sincek described BES as one of the silent yet powerful pillars supporting capital markets and enabling long-term domestic funding. He also noted its indirect contribution to the public debt structure and its crucial part in boosting domestic savings.
In the sector, a shift from scale to qualitative transformation is now a priority. Katılım Emeklilik aims for operational efficiency, digitalisation, and sustained value delivery for members. Sincek explained that their corporate strategy centers on sustainable growth and cost optimisation, viewing change as an opportunity rather than a risk. The company is enhancing data-driven service processes and plans to deploy AI-powered analytics and personalised portfolio management to provide greater value to participants in the near future.
Looking ahead, it is anticipated that BES will assume an increasingly strategic role in Turkey’s economy, supported by ongoing digital and AI-driven advancements within the sector.









