Reinsurance, specialty markets, captives, CAT bonds, parametric and complex risk explainers.
A practical comparison of per-risk, per-event catastrophe and aggregate stop-loss reinsurance, including attachment points, retentions and the losses each structure is designed…
Quota share and surplus are both proportional reinsurance, but they divide risk differently. Learn how fixed percentages, retentions, lines, premiums and losses…
A clear comparison of treaty and facultative reinsurance, including how each is arranged, when insurers use them and how proportional and non-proportional…
How catastrophe bonds work, why insurers and governments use them, what triggers a payout, and how CAT bonds fit into insurance-linked securities…
What a managing general agent does, how MGAs differ from ordinary agents and brokers, and why delegated underwriting is important in specialty…
A clear guide to excess and surplus lines insurance in the United States, including admitted vs. non-admitted carriers, brokers, regulation and when…
What captive insurance is, how a company-owned insurer works, common captive structures, potential benefits and the governance questions businesses should understand.
A plain-English guide to Lloyd’s of London, including syndicates, managing agents, brokers, coverholders, members and why Lloyd’s is a market rather than…
An accessible guide to reinsurance: treaty vs. facultative, proportional vs. non-proportional structures, catastrophe protection and why capacity matters.
A guide to marine cargo insurance for importers, exporters and shippers: what it can cover, common exclusions, Incoterms questions and war-risk considerations.