Reinsurance, specialty markets, captives, CAT bonds, parametric and complex risk explainers.
A deep guide to excess-of-loss reinsurance, including attachment points, limits, per-risk XOL, catastrophe XOL, aggregate covers, layers, reinstatements and how non-proportional protection…
How the U.S. Terrorism Risk Insurance Act works in 2026: certification, the $200 million program trigger, insurer deductibles, the 80% federal share,…
A practical explanation of reinsurance reinstatements, reinstatement premiums, paid vs. free reinstatements and how catastrophe excess-of-loss capacity can be restored after a…
Finite reinsurance can combine risk transfer and financing features. Learn why regulators and accountants focus on underwriting risk, timing risk and the…
How industry loss warranties use market-wide catastrophe loss thresholds, where ILWs fit in reinsurance and retrocession programs, and why basis risk and…
Understand the difference between loss portfolio transfers and adverse development covers, two core retroactive reinsurance structures used to manage legacy reserve risk.
Understand how collateralized reinsurance transfers insurance risk to third-party capital, how collateral protects cedents, and how it differs from cat bonds, sidecars…
Learn how reinsurance sidecars use special-purpose vehicles and investor capital to assume defined books of risk, often property catastrophe business, and how…
Learn how fronting insurance works when a licensed carrier issues policies and transfers much of the risk to a captive or reinsurer,…
What retrocession is, why reinsurers buy it, how traditional retrocession and ILS can protect capital, and what risks remain after transfer.