SIM Swap Fraud: What Personal Cyber Insurance May Cover and What to Do First
A consumer response guide to SIM-swap fraud, including immediate account recovery steps, stronger authentication and where personal cyber or identity coverage may…
Category: Cyber & Insurance Technology
Cyber insurance, AI, telematics, embedded insurance and insurance technology explainers.
Account Takeover Fraud: What Personal Cyber and Identity Theft Insurance May Cover—and What to Do Immediately
A consumer response guide for hacked email, bank and social accounts, explaining immediate steps, personal cyber coverage, identity theft expense coverage and…
Online Scam Losses and Personal Cyber Insurance: Identity Theft, Unauthorized Transfers and Recovery Costs
What personal cyber and identity-theft coverage may pay after an online scam, how bank protections differ from insurance, and the first steps…
Cyber Insurance Incident Response Panels: Why Vendor Approval, Notice and Consent Matter
Why cyber policies may require prompt notice, approved breach-response vendors or insurer consent, and how to prepare an incident-response plan that works…
Cyber Insurance Bricking and Betterment Coverage: When Hardware Replacement or Upgrades May Be Covered
A deep guide to bricking, hardware replacement, data restoration and betterment provisions in cyber insurance, including policy limits and claim documentation.
PCI DSS and Cyber Insurance: Payment Card Assessments, Forensic Costs and Coverage Gaps
A business guide to PCI DSS and cyber insurance, including forensic investigation costs, card-brand assessments, chargebacks, PCI sublimits, vendor responsibility and coverage…
Cyber War Exclusions Explained: State-Backed Attacks, Attribution and Systemic Cyber Risk
Cyber insurance increasingly addresses state-backed attacks and systemic cyber events with specific war-style exclusions. Learn why attribution matters, what Lloyd’s requires its…
Media Liability in Cyber Insurance: Defamation, Copyright, Privacy and Online Content Claims
Media liability can extend a cyber policy beyond hacking losses to certain content-related claims such as defamation, copyright infringement and privacy violations.…
Network Security Liability vs. Privacy Liability: How Third-Party Cyber Insurance Coverage Differs
A detailed guide to network security and privacy liability coverage, including third-party claims, regulatory investigations, exclusions and policy wording to compare.
Cyber Insurance Retentions, Deductibles and Sublimits: How Policy Limits Really Work
A detailed guide to cyber insurance retentions, deductibles and sublimits, with ransomware, social-engineering, business-interruption and incident-response examples, limit erosion questions and a…